These terms of use (the “Terms”) apply to your access and use of the website located at [] (the “Site”) and all content and services available on the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, do not access or use the Site.

The Site is owned and operated by IIHS, LLC. (the “Company”). The Company reserves the right to change or modify these Terms at any time and in its sole discretion. Any changes or modifications will be effective immediately upon posting the revisions to the Site. Your continued use of the Site following the posting of any changes or modifications will constitute your acceptance of such changes or modifications.

The Site and all content and services available on the Site, including but not limited to text, graphics, images, and software, are the property of the Company or its licensors and are protected by copyright and other intellectual property laws. You may access and use the Site and its content and services for your personal, non-commercial use only. You may not modify, reproduce, distribute, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on the Site, except as follows:

If we provide social media features with certain content, you may take such actions as are enabled by such features.

You must not:

You must not access or use the Site for any commercial purposes without the prior written consent of the Company. If you wish to make any use of material on the Site other than that set out in this section, please address your request to [insert email address].

The Company reserves the right to terminate or restrict your access to the Site at any time, for any or no reason, and without notice or liability.